Is there a fee to use PAYLATER? PAYLATER Malaysia offers 4 ZERO-FEE instalments to all users with the minimum purchase of RM50 and above in a single receipt. The only two fee charges that you may be incurred are late penalty fee or extension in instalments. Related articles Eligibility to use PAYLATER? e-KYC Processing Time Any benefits using PAYLATER? How many on-going purchases I can have in the same time? How Do Payments and Re-payments Work?