*Users can use PAYLATER in 4 different sale channels

1. Visit our partnered merchants in-stores – you may check the available merchants in our app under SHOPS

2. Omni Channel – you may contact our Customer Service for more information

3. Merchant’s websites – you may checkout with PAYLATER in selected merchant’s websites

4. PAYLATER Mall – you may open PAYLATER app and buy through the app